Mobile phone "POS machine" debut in Kunming, can call and swipe to send money

"A mobile phone can not only make calls, send text messages, but also directly swipe bank cards, and complete real-time transfer, credit card repayment, recharge of telephone charges and other payment needs anytime and anywhere." Recently, in 2012, Yunnan Mobile Payment Industry Summit and Maotai At the Group's Centennial Charity Dinner, Yunnan Shifutong Technology Co., Ltd. officially launched a new convenience mobile payment terminal, Shifutong.

Is a mobile phone

Mobile mini-bank

"Transfer" can call and send messages. At the bottom of it, there is a card slot and a magnetic head for swiping cards. The public can swipe the card to complete the transaction at any time and any place as long as there is a mobile phone signal.

According to Chen Yang, general manager of Yunnan Shifutong Technology Co., Ltd., “Shifutong” integrates the main functions of the bank counter and ATM machine. In addition to not taking cash, “Shiftongtong” can satisfy all the payment in the life of the citizens. Requirements, such as cross-bank transfer (real-time arrival), credit card repayment, mobile phone recharge, directed transfer (receipt), bank card balance inquiry, etc.

“There is a transfer payment, and the payment is easier.” Chen Yang said that “Shitongtong” will gradually open more functions such as water and electricity coal payment, lottery betting, ticket reservation, etc. For enterprises and merchants, “transfer payment” "It can also be used to pay employee insurance premiums, collect money, pay, etc. It is a must-have "portable mini bank" for merchants, businesses and families.

Compared with the “mobile banking” launched by major banks, “PayPay” does not need to download the client, nor does it need any external devices, which is convenient and fast.

Payment security

The handling fee is more favorable than the UnionPay standard

It is understood that “Shitongtong” is equipped with the offline convenience service platform of China UnionPay Business “Full People Pay”, relying on payment channels such as ATM machines and automatic terminals all over the country, and almost supports UnionPay cards issued by all banks. In October, the company will launch a new three-generation model that can read chip bank cards (ie financial IC cards).

Financial payment, the public is most concerned about security issues. "Transfer" is loaded with 3 cards, namely private network line, SIM communication card and PSAM data encryption card, multiple encryption, real-name authentication, to ensure transaction security. Chen Yang said that the “Shifutong” products have passed the national 3C certification, telecommunications equipment network access license, bank card testing center test report, and invention patent certificate.

It is reported that the transaction of “Transfer Payment” is completed in real time, and the funds are paid in real time. In terms of transfer fee, “Transfer Payment” is more favorable than the fee standard of UnionPay in the province. The terminal does not charge any additional fees, and the call charge is recharged. Convenience services are free of charge.

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