In this regard, the chairman of Fumaitong said that payment security has always been the user's most concerned issue, so Fumaitong's credit card terminal has increased the research and development efforts in this respect. The traditional mobile phone card reader usually uses the soft decoding method to read the bank card data. This way brings more power consumption and card loss, and the encryption security of one-way communication has been questioned. Fumaitong uses hard decoding technology and has a separate RSA encryption chip. The whole decoding technology is that the chip built in the card reader reads the user's bank card information and encrypts it, then transfers it to the software for operation and transaction data. After sending back the hardware encryption, it is sent by the software to the settlement server. The hard decoding technology is more advanced and meticulous than the soft decoding, ensuring the user's bank card information security, low power consumption and more convenient card swiping experience, and more in line with the technical specifications of the UnionPay standard.
The latest generation of mobile payment terminal products of Fumaitong adopts independent RSA encryption chip, and the transaction process truly realizes two-way communication, which is more stable and safe. This is also the first mobile payment terminal product in China that uses an independent RSA encryption chip. At the same time, it is also a mobile payment hardware encryption technology that is more in line with the UnionPay standard and financial transaction rules. Therefore, from the perspective of the entire industry environment and security technology, this new payment model is relatively safe.
It is understood that the newly launched Fumaitong mobile mobile payment card terminal adopts the new Xiangyun appearance to integrate traditional Chinese elements into the design of modern frontier mobile payment products, reflecting the workmanship of products from the aspects of shape, material, mold opening and coloring. Excellent, reliable quality and high grade. The material makes two-color injection effect, crystal clear, using different materials and crafts, round and full, elegant classical, quiet and elegant, different from the traditional mobile phone card reader's sense of bureaucracy, more simple and stylish. A two-way card slot is built in the upper end of the product, and the software needs to pre-install a matching APP on the mobile phone. By plugging into the 3.5mm headphone jack of the smartphone, you can complete the card like the POS machine.
With the boom of the mobile Internet, mobile payment has also become a new payment method for more and more urban white-collar workers. It has attracted the entry of UnionPay, telecom operators, and many third-party payment companies. Perhaps a few years ago, people felt that it was incredible to complete various transactions on the mobile phone. So today's new payment method will completely change every aspect of life. All this indicates that the mobile payment era has arrived, and the products represented by mobile phone card readers will become the mainstream of future payment channels. At this time, Fumaitong launched a new mobile payment terminal product with "hard encryption" technology, which escorts the development of mobile payment security, and also makes them occupy the market opportunity.
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